Do I need to see a mortgage broker?
If you are ready to apply for a home loan, then YES you do need to see a mortgage broker. Our team are also available to assist with clients who may not be quite ready to apply for a home loan but need advice on how to be application ready. We can assist with setting savings goals, ensuring you know how much you need and how much you can borrow based on your current situation. This process gives our clients a clear vision on how they can reach their property goals.
What services to Gippsland Finance Solutions offer?
Gippsland Finance Solutions can offer assistance for clients applying for Residential Home Loans, Investment Loans, Construction Loans, Business Lending and Asset Finance. We also offer services to clients wanting to refinance their existing home loans for a better rate.
How long will it take to get a loan approved?
Unfortunately, there is not an exact answer for this. Each loan application will depend on the client providing Gippsland Finance Solutions with their supporting documents, it will also depend on each specific bank turnaround times which can change daily. Generally, we tell our clients that an application can take up to 2-3 weeks for formal approval.
How do I make an appointment?
I need an after hours appointment, what are my options?
Our broking team offer a limited number of after hours and Saturday appointments for our clients each week. We can also offer telephone and skype appointments for added flexibility to access our services. Please contact the office direct on 03 5153 0636 or email firstname.lastname@example.org to arrange at time and method that suits you.
How much can I borrow?
During your appointment, our experienced brokers will discuss your current lifestyle, your income, and expenses to give you a clear understanding of the amount you can borrow. As each applicant’s situation is different this is something we discuss in depth to find what is comfortable to fit with your current lifestyle.
How do I apply?
Applications can be completed during your appointment with your broker. Alternately you can apply online here and one of our brokers will be in touch to discuss further.